Holiday Insurance

Holiday Gems

In partnership with Holiday Extras

Best travel insurance

Award-winning policies covering everything from medical conditions to worldwide excursions and more

A holiday is your chance to relax and unwind away from the stresses of everyday life, so give yourself peace of mind that you're covered for all eventualities by booking your travel insurance policy with Holiday Extras. With excellent levels of cover at a great price and varying policies to cater to specific needs - including medical and non-medical insurance, cruise cover, winter sports, and more - you'll be able to rest easy knowing you're in great hands.

Our Travel Insurance has an overall rating of 90% by 12364 customers

We are extremely proud to offer cheap and reliable holiday insurance that you can trust. Without compromising your cover for lower premiums, you receive great levels of financial protection and the best prices to match, every time you book.

We offer comprehensive levels of cover at competitive prices, but don’t just take our word for it - use our table below to compare Holiday Extras travel insurance with other well-known brands and see how much we’re saving you.*

Holiday Extras Post Office Direct Line
Price £18.75 £24.43 £35.51
Medical £10 million £10 million £10 million
Cancellation £5,000 £5,000 £5,000
Baggage £2,000 £2,000 £2,000

*Prices based on 1 person aged 25 with no pre-existing medical conditions, travelling to Europe excl. Spain/Cyprus/Malta on a single-trip policy 23/06/17-30/06/17. Price correct as of June 2017.

  • Award-winning UK based call centre
  • Under 18's receive free cover with each paying adult
  • Tailored policies for pre-existing conditions
  • Extra cover for cruise excursions

As a nine-time winning travel insurance provider, Holiday Extras is the best place to protect your holiday experience, your belongings and your pocket.

Single Trip Travel Insurance

Our single trip policy provides cover for one trip of up to 365 days. With three levels of cover to choose from, you don't have to fork out extra for cover you don't need.

Annual Travel Insurance

For the more frequent traveller, we deliver financial cover for an unlimited amount of trips across 12 months, given that each trip does not exceed 23 days.

Free cover for under 18's!

Make the most of your family holiday and book a family travel insurance or single parent travel insurance policy to cover the whole gang. Kids receive free cover if they're travelling with a paying adult, so your policy can cost as little as £24.50*. If your children are travelling alone, we can also provide a child-only travel insurance policy from just £3.23 per week.

More often than not, our under 18 travel insurance policies allow for children and young adults to receive free cover with a paying adult.

call experts

Book your policy online, or call our UK-based contact centre to discuss your options with our friendly insurance team

Top tip

All of our travel insurance pages are filled with useful information to financially safeguard your holiday. For access to all our handy advice visit our travel insurance sitemap.

Top

Types of cover

Whatever your holiday plans, Holiday Extras can provide affordable travel insurance suitable for your needs. Whether you are looking to relax on golden sandy beaches for a fortnight or plan to traverse the globe on an year-long journey of self discovery, our great value, comprehensive cover offers complete protection for the whole duration of your holiday.

Basic Cover

Basic Cover

Full cover, just the essentials. Our cheapest level of cover providing essential levels of financial protection for your holiday of the year.

Annual Travel Insurance

Annual Travel Insurance

Multiple Trips over 12 months. Perfect for the regular traveller, for both business trips and intermittent backpackers alike. Applying the maximum level of financial cover to your unlimited opportunities to travel.

Standard Cover Travel Insurance

Standard Cover

A comfortable choice. Offering a fully comprehensive policy with an enhanced level of protection.

Premium Travel Insurance

Premium Cover

Our deluxe cover without the premium price.. Providing the highest levels of financial protection for a single trip.

Travel insurance with medical conditions

Key benefits

  • £15 million medical cover
  • £5,000pp cancellation cover
  • £2,500pp baggage cover
  • Friendly 24/7 UK based helpline
  • UK, Europe & Worldwide cover

Don't let pre-existing medical conditions get in the way of some well-needed rest.

Organising your travel insurance can be a little daunting when you have an existing medical condition to declare - so we've designed our medical screening process to be as simple and straightforward as possible.

Book online to be guided through the screening step by step, or alternatively you can speak to one of our insurance experts based at our award-winning UK contact centre.

Enjoy affordable pricing that doesn't compromise on comprehensive cover, as well as a policy tailored to suit your specific needs and requirements, when you book through Holiday Extras.

We want to make sure your policy is kitted out with all of the protection you need. Use our additional cover options to ensure you're fully covered for every item on your itinerary.

Additional Cover

Equip your policy with winter sports cover if you're hitting the slopes, gadget travel insurance to protect your tech and the best cruise travel insurance before setting sail. Whatever the journey, we'll make sure you have the right financial protection you need to suit your trip.

Winter Sports Travel Insurance

Winter Sports Travel Insurance

Brrrilliant prices, just like our cover.
Hit the slopes knowing any injuries and damaged ski equipment are covered.

Cruise Travel Insurance

Cruise Travel Insurance

Set sail with the right insurance.
Protecting your cruise trip from missed port departure, cabin confinement and unexpected itinerary changes.

Golf Travel Insurance

Golf Travel Insurance

Tee off with the best insurance policy.
Make green fees and lost golf balls the least of your worries. Just focus on that hole-in-one.

Business Travel Insurance

Business Travel Insurance

Working with peace of mind.
Keeping your laptop, work phone and presentation materials safe.

Golf Travel Insurance

Gap Year Travel Insurance

Planning the trip of a lifetime?
Stay safe on your ventures volunteering, interning and exploring the globe.

Wedding Travel Insurance

Wedding Travel Insurance

Your big day needn't be stressful.
We've got the dress, rings and gifts covered so cue the wedding march!

Sports Travel Insurance

Sports Travel Insurance

Great cover for sport-lovers
We include 100+ sports in all of our policies at no extra cost!

Student Travel Insurance

Student Travel Insurance

Financially safeguarding your studies
Everything you need for a safe term abroad including personal possessions cover.

Excess Waiver Travel Insurance

Excess Waiver Insurance

No Excess to pay before you make a claim
Enjoy complete peace of mind that we'll cover the bill with no need to fork out an Excess.

Water Sports Travel Insurance

Water Sports Travel Insurance

Make a splash without too much cash
Our policies already include cover for scuba diving, water-skiing and water-polo. Plus loads more!

Remember, you can book your policy online any time or via our UK call centre

Take a look at an overview of some of our most frequently asked questions. Visit our FAQs page for more information.

How do I receive my policy?

Your policy will be safely stored in your e-mail inbox, so no need to worry should you lose a print-out version. So, make sure you provide us with the correct e-mail address when booking your policy online.

We can also send your travel insurance policy via the postman, call our free and friendly UK call centre to arrange your delivery.

What date should I select to start my policy?

If you are embarking on one single trip then select the date your holiday begins. With regard to an annual multi-trip policy, you should be looking to book your policy 30 days in advance.

What is End Supplier Failure cover?

All of our cover includes End Supplier Failure Cover, with Scheduled Airline Failure Cover (SAFI Cover). So, you'll have complete protection if any part of your holiday, including your hotel or airline, goes out of business before your holiday or while you're away.

I have an European Health Insurance Card. Do I need a holiday insurance policy too?

The simple answer is yes, definitely. Whilst your EHIC can ensure you receive medical treatment abroad, it is your travel insurance that financially secures your possessions, baggage and provides cancellation cover. Check out our European travel insurance page for more details on how you can get the most out of you travel insurance for Europe.

We also have a useful page explaining the importance of your EHIC and how to use it.

Can I request to refund my policy?

Yes, you can refund your premium in full within 14 days of purchase providing you have not claimed or travelled on your policy.

Where can I travel with my holiday insurance policy?

When you complete our simple booking form, you will be asked to select whether you are travelling to:

  • Europe inc. UK
  • Worldwide inc. USA
  • Worldwide exc. USA

Our travel insurance is perfect if you're planning an interrail holiday, and for more info on choosing the right insurance for the job - check out our Interrail travel insurance page.

What if I need to cancel my holiday?

All of our travel insurance policies include cancellation cover should you have to scrap your holiday plans at short notice. It's important to know what circumstances you can and cannot be covered for, visit our holiday cancellation insurance page for more information.

How do I submit a claim upon my return?

First, it is important you check that what you wish to claim is covered by your policy. If so, then simply visit our online claims notification service www.azgatravelclaims.com or call our claims line on 020 8666 9326 to obtain a claims form.

Alternatively, you can write to: Allianz Global Assistance travel insurance claims department, PO Box 1900, Croydon, CR90 9BA

You can also email: travel.claims@allianz-assistance.co.uk.

For all claims you will need:

  • All original journey invoices and travel documents displaying dates and times of your trip.
  • The receipts and evidence for all unexpected payments you had to spend and wish to claim back.
  • Original bills you are asked to pay.
  • Details of the any other insurance policies you have. Such as household or medical insurance.
  • Any evidence you might need to support your claim.

Our underwriters

All travel insurance policies with Holiday Extras are underwritten by Allianz Global Assistance. The company is authorised and regulated by the Financial Services Authority.

George Street Croydon Surrey CR9 6HD Corporate tax number 268 80420 18293

Free live chat support

What if I choose not to declare my existing medical condition?

In the unfortunate event that you require medical treatment that is anyway related to your undisclosed condition, then all of your claims will be rejected and your travel insurance policy will be rendered invalid.

Bear in mind that medical treatment abroad can cost thousands. For example, an air stretcher back to the UK from Australia can cost between £15-£20k. Be sure to visit our travel insurance with medical conditions page and make a small yet wise investment.

What if I have a complaint?

If you are dissatisfied with a travel insurance policy you have purchased with Holiday Extras, we take your concerns very seriously. Our complaints procedure is fully transparent, and we keep you informed throughout the whole process. For more information on how to lodge a complaint, and who to contact, please see our insurance complaints procedure page.

Do you have a backpacker travel insurance policy?

We don't currently offer a policy specifically tailored to backpacking but our single trip and annual travel insurance policies suit how many backpackers choose to travel. On a single trip policy you can explore your destinations for up to 365 days - the perfect year abroad with fully comprehensive cover. Or if you'd prefer to travel intermittently with trips home in between, our annual travel policy means financial cover for unlimited trips across 12 months - just make sure you pop home every 23 days.

Visit our backpacker travel insurance page to find out more!

For even more information and everything you need to know about your travel insurance policy, visit our terms and conditions page.

Holiday Extras' Travel Insurance reviews

Below is a sample of recent reviews from our customers who booked their holiday insurance with us. To read more customer reviews and ratings, visit our Holiday Extras Travel Insurance reviews page.

Really helpful

Mrs Barber, 24 Sep 2017, 10 out of 10

Very simple and straightforward process.

Mr Banks, 25 Sep 2017, 10 out of 10

Simple, easy and good value

Mr Jones, 25 Sep 2017, 10 out of 10

Amanda was very pleasant, polite and professional.

Mr Mortimer, 24 Sep 2017, 10 out of 10

It was quick and easy. The person I spoke to was easy to understand and spoke clearly.

Mrs Stevens, 23 Sep 2017, 10 out of 10

The young lady who dealt with my enquiry was very understanding, helpful and polite, and the process was straight forward.

Mr Mayoh, 23 Sep 2017, 10 out of 10

Very friendly, helpful, efficient and professional service, thank you :-)

Mr Jackson, 24 Sep 2017, 10 out of 10

Quick response, I was even able to phone and speak to you re a queriethe price also was good

Mr Kelly, 23 Sep 2017, 8 out of 10

It was good, polite, all nice and easy!

Mrs Fletcher, 22 Sep 2017, 10 out of 10

Easy, booked through my perkbox

Miss Bates, 22 Sep 2017, 10 out of 10

Our Travel Insurance has an overall rating of 90% by 12364 customers

Policy Wording

We're proud partners with Allianz Global Assist, the world-leading insurance providers behind all our policies. For more information on our policies and exactly what's included in your cover, please consult our policy wording

Our policies:

Our cover levels:

Additional cover

Family travel:

You can also visit our Medical Conditions page

Travel insurance advice for your destination whether that's right here in the UK, hopping over to Europe or heading Worldwide