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Do I need holiday insurance?

 

It's one of the first things the price-conscious traveller looking to save money will ask themselves: do I need holiday insurance? No matter how tempting the lure of saving on the cost of insurance is, the answer is yes. But the ins and outs of insurance can cause confusion. And, with so many options available on the market, it's no surprise that many skip on securing suitable cover before they travel.

Holiday insurance is something that no traveller should sacrifice, yet many consider it an unnecessary expense. But as the old adage goes, you can't put a price on your health. What's more, should the worst befall any traveller without insurance, financial difficulties are just the beginning.

Such is the importance of comprehensive holiday insurance, it is surprising the proportion of travellers that head abroad without coverage, or believe that cover provided by credit cards, bank accounts or home insurance is adequate. In reality, often only a standalone insurance policy provides full coverage.

Holiday insurance for those taking part in winter sports is available with Holiday Extras

So what exactly are the risks of travelling uninsured, and what should you look out for when buying holiday insurance? We at Holiday Extras are delighted to offer a comprehensive guide to booking holiday insurance.

So, whether you're unsure of how to receive medical treatment when abroad, don't know the difference between cover levels, or have a question for our insurance expert, we hope to provide the complete guide.