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Voted best Insurance provider 11 years in a row — we've got you covered

Award-winning travel insurance providers - we are extremely proud to offer comprehensive travel insurance. From providing cruise travel insurance policies and insuring the majority of customers with pre-existing medical conditions to providing add-ons such as winter sports, gadget cover and car hire excess cover. What's more, wedding cover now comes with our Gold and Platinum policies and gadget cover comes as standard on our Platinum policies.

Holiday Extras Travel Insurance - Expert Rated by Defaqto

Holiday Extras Gold & Platinum policies have been rated 5 Star by Defaqto. This means our Gold & Platinum policies provide one of the highest quality offerings on the market.

Trustpilot verified

Don't just take our word for it, check out what some of our existing customers have to say about our holiday travel insurance:

Types of cover

Our travel insurance policies are specifically designed to be flexible, with you in mind. With varying levels of cover, and the option of additional extras like Gadget cover, you can tailor your travel insurance policy to exactly what you want from your holiday.

Medical Conditions and Travel Insurance

If that sounds good to you then have a browse at the table below for an idea of what you can expect from each level of cover:

Bronze
Silver
Gold
Platinum
Baggage cover
£500
£1,500
£2,000
£2,000
Cancellation cover
£1,000
£2,500
£5,000
£5,000
Medical cover
£5 million
£10 million
£10 million
£10 million
Excess charge
£150
£100
£50
£0
Lost passport
£250
£250
£300
£500
Personal money
£300
£350
£400
£500
Wedding cover
X
X
£1,500
£1,500
Gadget cover
X
X
X
£500
Defaqto rating
2 Star rating
3 Star rating
5 Star rating
5 Star rating

Why choose Holiday Extras?

14 Day Guarantee
  • - Voted best insurance provider 11 years running.
  • - Policies with no excess available.
  • - UK based contact centre and 24/7 helpline.
  • - No maximum age on single trip policies.*
  • - Over 25 years experience selling Travel Insurance.

Single Trip and Annual Trip Policies

As an 11 year award-winning travel insurance provider, Holiday Extras is great place to protect your holiday experience, your belongings and your pocket.

Single Trip Policies
Annual Multi-Trip Policies
Your trip can last up to 365 days but must start and end in the UK to be entirely valid Maximum trip duration varies depending on the policy: 22 days for Bronze, 31 days for Silver and Bronze, 45 days for Platinum
You have to buy your policy while on UK soil for it to be valid — once you pass through security you are technically no longer in the UK. Can be purchased a maximum 30 days in advance of the start date of your trip
All ages are accepted on single trip policies, however, age limits apply for cruise policies. Under 18s can travel alone on a single trip policy. Under 18s must travel with an adult and you cannot travel on the policy if you are older than 79 years at the date of booking
With prices starting from just * With prices starting from just *

Popular insurance policies Holiday Extras has to offer


Travel Insurance with Medical Conditions

Key benefits


  • Up to £10 million medical cover
  • Up to £5,000 cancellation cover
  • Up to £2,000 baggage cover
  • Friendly 24/7 UK based helpline†
  • UK, Europe & Worldwide cover

Organising your travel insurance can be a little daunting when you have an existing medical condition to declare - so we've designed our medical screening process to be as simple and straightforward as possible.

Affordable pricing that doesn't compromise on comprehensive cover, as well as a policy tailored to suit your specific needs and requirements, when you book through Holiday Extras.

If would like find out more about purchasing Travel Insurance when you have a Medical Condition to declare then please click here.

You can either book online and be guided through the medical screening questions step by step, or you can speak to one of our insurance experts based at our award-winning UK contact centre.

What is already covered?

If you take out a Holiday Extras Travel Insurance policy, below is just some of the great comprehensive cover you can expect to be included at no extra premium.

Sports Travel Insurance

Sports Travel Insurance

Great cover for sport-lovers!
We include cover for 100+ sports in all of our policies at no extra charge!

Certain sports are only covered with an additional sports cover premium. Please check the policy wording.

Student Travel Insurance

Student Travel Insurance

Safeguarding your studies!
Everything you need for a safe term abroad including personal possessions cover.

Golf Travel Insurance

Gap Year Travel Insurance

Planning the trip of a lifetime?
Stay safe on your ventures volunteering, interning and exploring the globe.

Water Sports Travel Insurance

Water Sports Travel Insurance

Make a splash without too much cash!
Our policies already include cover for scuba diving, water-skiing and water-polo. Plus many more!

Under 18s Travel Insurance

Under 18's Travel Insurance

For those seeking to explore the world!
Our policies already include cover for people under 18 years of age, so book online today and start your expedition! (Under 18s can only travel alone on a single trip policy)

Natural disaster cover

Natural disaster cover

Weather the storm with peace of mind
Our natural disaster add-on has you covered for typhoons, volcanic eruptions, earthquakes, blizzards and forest fires.

Additional Cover

We want to make sure your policy is kitted out with all of the protection you need. Our comprehensive additional cover options to ensure you're covered for every item on your itinerary with a great value extra premium.

Equip your policy with winter sports cover if you're hitting the slopes, and gadget travel insurance to protect your tech. Our gadget cover now comes as standard with all premium level policies.

Winter Sports Travel Insurance

Winter sports Cover

Brrrrilliant prices, just like our cover.
Cover yourself for your skiing trip and if you're hitting the slopes with extra cover for ski equipment, piste closure and avalanche cover!

Wedding Travel Insurance

Wedding Travel Insurance

Your big day needn't be stressful.
We've got the dress, rings and gifts covered so cue the wedding march!

Available with Gold and Platinum level policies

Additional Sports Travel Insurance

Extra Sports Activity Cover

Taking on an extreme sport?
Cover yourself for additional sports that are not included in your policy with this add-on.

Available with Gold and Platinum level policies

Gadget Cover Insurance

Gadget Cover Insurance

Insure your gadgets with Holiday Extras!
Make the most of comprehensive insurance for your gadgets - including your smartphones and tablets, in the event of loss, theft or damage!

Car Hire Excess Cover

Car hire excess

Avoid paying extra car hire excess charges.
Protect your excess for your rental vehicle with excess cover; including windscreen, tyres and rental vehicle key cover.

Increased Cancellation Cover

Increased Cancellation Cover

Security if your plans change last minute.
If you are taking out a single trip policy with Platinum level cover you can increase your cancellation cover to £10,000 on a non-cruise policy and up to £20,000 for a cruise policy!

Frequently asked questions

Remember, you can book your policy online any time or via our UK call centre.

Visit our FAQs page for more information.

For even more information and everything you need to know about your travel insurance policy, visit our terms and conditions page.

Policy Wording

We're proud partners Travel Insurance Facilities (TIF) as of April 1st 2019. For more information on our policies and exactly what's included in your cover, please consult our policy wording page.

Holiday Extras Cover Ltd and Holiday Extras Ltd are authorised and regulated by the Financial Conduct Authority. Holiday Extras Cover Ltd 05058680 and Holiday Extras Ltd 01693250 are registered in England and Wales. Registered address: Ashford Road, Newingreen, Kent CT21 4JF.

Holiday Extras is underwritten by Travel Insurance Facilities plc which is authorised and regulated by the Financial Conduct Authority. Registered address: 2nd Floor, 1 Tower View, Kings Hill, West Malling, Kent, ME19 4UY. Company number 03220410.