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Insure your gadgets and tech while on holiday with prices starting from just *

Gadget Insurance for Apple Watch

With a host of features measuring fitness, health, outdoor temperatures and general productivity, the Apple Watch 4th generation is designed with active people in mind.

These little gadgets however, come at not so little a price. If you're planning a trip soon and are thinking of taking along your Apple Watch, here's how you can insure your device against the unexpected.

Apple Watch Series 4

Holiday Extras' Gadget Travel Insurance

Taking out a comprehensive travel insurance policy including gadget cover is a wise move, and could save you a lot of money stress in the long-run. As with most wearable tech, there comes a significant chance of damaging or breaking the device through use.

With Holiday Extras gadget travel insurance, insuring gadgets and tech such as iPads, smartphones and other devices is easy and straightforward. You can expect cover of up to £3000** for accidental damage, loss and theft.

Accidental damage - this will ensure that your devices are protected against damage from drops, fire and water damage. Provide proof of original purchase, and we can reimburse you for the cost of repairing or replacing the device.

Loss and theft - This part of your insurance has you covered against the loss of your device, whether by theft or simply misplacing it. You'll again need to provide proof of purchase along with a police report detailing the incident.

Holiday Extras' Gadget Cover

Here's what you can expect from Holiday Extras gadget cover:

Policy details
Holiday Extras gadget cover
Cover for theft & loss?
Broken screen replacement
Liquid damage
Fire damage
Malicious damage
Unauthorised usage
Maximum cover length
Up to 45 days

Which cover level should I choose for my Apple Watch?

There are three levels of gadget cover to choose from, so you can decide just exactly how much cover you'll need for your trip:

Level 1
Level 2
Level 3
Accidental/malicious damage, theft, loss
£1000
£2000
£3000
Unauthorised usage
£1000
£1000
£1000
Single item, pair and set cover
£500
£750
£1000

Is the Apple Watch waterproof?

The Apple Watch (4th gen.) much like the iPhone 7, 8 and X has an IP rating of IP67. This does not mean that the device is totally waterproof, but rather that it is water-resistant up to a certain depth. Earlier models however may not be so resistant to water — the very first model of Apple Watch having no kind of resistance rating whatsoever.

While you might get away with wearing your water-resistant Apple Watch in the swimming pool, this doesn't mean that it's a good idea to wear it in the shower, as the chemicals from soap and shampoo can degrade the water-resistance.

Another important thing to note is that not all the wrist bands available for the Apple Watch are in fact waterproof, so depending on which band you have, you may not want to even wear the watch in the swimming pool. For this reason, it's best to take care when using your Apple Watch underwater, despite the impressive IP rating. Activating the water-lock feature prevents the touch screen from being activated by water, and also works to eject water from the speaker after the device has been submerged.

Looking to insure another device?

Find out more about how best to insure your devices.


**Cover level stated is valid for level three gadget cover.

Holiday Extras Cover Ltd and Holiday Extras Ltd are authorised and regulated by the Financial Conduct Authority. Holiday Extras Cover Ltd 05058680 and Holiday Extras Ltd 01693250 are registered in England and Wales. Registered address: Ashford Road, Newingreen, Kent CT21 4JF.

Holiday Extras is underwritten by Travel Insurance Facilities plc which is authorised and regulated by the Financial Conduct Authority. Registered address: 2nd Floor, 1 Tower View, Kings Hill, West Malling, Kent, ME19 4UY. Company number 03220410.