Get comprehensive travel insurance for your pupils with policies starting from just *

First of all, hat's off to you! Planning for taking your own kids away is stressful, let alone being a teacher taking someone else's precious cargo away! Needless to say, organising a school trip as a teacher can mean a bit of preparation. With all the planning that needs to happen, it's all too easy to forget to check whether the children are properly insured for the trip. You might be a parent looking to insure your child as an individual on their school trip; either way, it's best to gather all the information beforehand.

Why do I need school trip travel insurance?

It's important to note that insurance provided by most schools will usually only provide for general liability. This means that if a child is injured on the trip and need medical attention, they might not be covered for things like casts and splints, ambulances and hospital stays. So if you're taking the kids on a skiing trip, you want to make sure that any broken bones won't break the bank — by taking out a good travel insurance policy! In addition, with the school's standard insurance policy, your children might not be covered for the loss of any medication they might need to take, or if they lose their glasses - and once these add up, they can end up being quite expense.

Here's how our top quality travel insurance policies for school trips can help safeguard your peace of mind.

Medical cover

This insures that should children require medical attention during the trip, you won't need to foot the medical bill yourself. In the vast majority of cases, you probably (and hopefully) won't ever need to use this part of your travel insurance policy, but it's good to know that children are covered up to £10 million should they require medical attention.

Cancellation cover

This section of your cover is especially useful if the planned school trip is a longer, residential trip, which tend to be more expensive. In case the trip needs to be cut short or cancelled for reasons beyond your control, you can be sure to get any money back that you might have otherwise lost.

Gadget

Children are often prone to misplacing and losing things and this eventuality is increased when they are on a school trip — often with heightened levels of excitement at the new surroundings! Through either selecting gadget cover as an added extra, or by purchasing a Platinum policy which includes gadget cover as standard, you are insuring that should they lose a mobile phone, tablet or camera, we will cover you for loss, theft or damaged items.

Single trip or Annual Multi-Trip?

For teachers thinking about taking their class for one day trip or longer residential school trip in the year, a Single Trip policy will probably be the best option for you to insure children under your care.

Alternatively, if you know that you as a school have several day trips planned for the children throughout the year, then it may be more cost effective to take out an Annual Multi-Trip policy.

Pre-existing medical conditions

It's important to find out whether children travelling in your party have any pre-existing medical conditions as these need to be declaring before booking a policy. If there are any children with particularly complex medical conditions who will be travelling under your care, it may be best to have the parents book a separate medical travel insurance policy tailored specifically to the needs of their child.