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Pre-Existing Conditions Travel Insurance

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Travelling with a pre-existing condition? Latitude has you covered

Latitude travel insurance by Holiday Extras was created to offer cheap travel insurance for people with pre-existing medical conditions. We can insure people over 65, over 70 and over 75, all the way up to 85, for annual or single-trip cover for holidays to the UK or abroad, including for ski holidays and cruises. In our first year, we’ve insured more than 60,000 people who couldn’t find cheap travel insurance elsewhere with our best cover, including people with the following conditions:

Pre-existing condition travel insurance - why choose Latitude?

A small number of travel insurers will accept people with pre-existing conditions, while still excluding them from getting the cheapest cover. Latitude aims to cover anyone up to the age of 85 for health insurance up to a value of £15 million, up to £10,000 if you have to cancel your holiday and lost luggage cover up to £2,000. We have a 24-hour helpline so you can know that you’re just a phone call away from help no matter what the time difference. More than anything, we just want to make sure that you can have a great holiday away from your worries.

Booking insurance with medical conditions? Latitude can help!

You’re just 7 clicks away from having your pre-existing medical condition covered for your holiday. You can start with the form on this page. On the other hand, give us a call and you could be signed up in 10 minutes by our friendly, informed staff.

Top tips for travelling with pre-existing conditions

  • Speak to your doctor to get advice about your holiday. There may be simple and effective ways to handle your condition while you’re away. Your doctor can also give you a note confirming your condition and giving details of your medication. This will help you get through customs and also give you a list of what you need to pass on to medical staff abroad if you need to replace your medication.
  • You’ll likely need to store your medication in the hold, so time your doses and make sure it is stored safely. It’s best you take double what you need to be sure you have enough.
  • Avoid drinking alcohol, eating salty food and keep a bottle of water with you. Dehydration can worsen medical conditions and cause medication to stop working.
  • Don't drink tap water abroad, including ice cubes in your drinks, as there is a chance they could cause stomach distress and dehydration, which can worsen your condition or reduce the effectiveness of your medication.
  • Some conditions can put you at greater risk of deep vein thrombosis during your flight. Try and get up and walk around whenever you can and sit comfortably with your legs uncrossed when you can’t.
  • Hot weather and high altitude can affect how your medicine works, so check your dose with your doctor. Remember to take time zones into account when planning your doses.