Cruise Travel Insurance with Medical Conditions

Book a travel insurance policy with medical conditions and upgrade your cover to include cruise insurance

Join us today for exclusive discounts

Never beaten on price

You can still enjoy your cruise holiday with a medical condition!
Book via our Latitude team on 0800 171 000 and quote "WK289"

Booking cruise holiday insurance with a medical condition

At Holiday Extras, we want to make sure your travel insurance policy fully covers you before your cruise leaves the port. If you're suffering with a medical condition, then finding a reasonably priced travel insurance for cruise excursions isn't always easy. Whilst other insurance providers tend to hike up their premiums for cruise travellers with medical conditions, we like to do things a little differently. Instead, the Latitude insurance team (our insurance specialists!) tailor individual policies to suit your medical condition and how you like to travel.

One easy medical screening process

To book your policy, fill in the quote form above. Following an easy medical screening process to declare and assess your condition/s, you'll receive a reasonably priced quote and the opportunity to add extras to your policy. Depending on how long your cruise trip is, you can add cruise cover to your policy from as little as £9.82*.

What protection does the cruise insurance upgrade provide?

In addition to extended medical cover, lost baggage and cancellation cover provided by your Latitude travel insurance policy, cruise protection provides cover for the unique aspects of holiday, including:

  • Missed port departure
  • Cabin confinement - should an illness breakout onboard
  • Unused excursions - so you don’t have to face an empty pocket
  • Cruise itinerary change

Booking your cruise cover

You can book your cruise travel insurance with medical conditions policy online or by placing a call to our friendly team at the UK based call centre on 0800 171 000 and quote "WJ493". It's free to call and our team will be happy to discuss our available cover levels and take you through the whole process with one simply payment.

If you do have a medical condition to declare then your booking will be taken care of by our Latitude team. Cruise cover will be added to your Latitude travel insurance policy.

FAQs - Cruise travel insurance with medical conditions

What if I fall ill before my cruise holiday?

If you happen to fall ill prior to your cruise and therefore, unfit to travel, you might have to abandon your hopes of a cruise holiday. With some cruise lines, you could receive a refund from your cruise line if you notify them 75 days before you travel. Which, in regard to an unexpected illness, is almost impossible to predict! However, by obtaining a travel insurance policy with cancellation cover means you won't get a hit to the wallet as well.

What if I need medical treatment throughout my cruise trip?

Should you fall ill throughout your cruise and require emergency medical treatment beyond the cruise ship's medical centre, you will usually be taken to the closest shore. If you do not have a suitable travel insurance policy then you could face some hefty charges depending on where the nearest port is, or if you require an air ambulance. For example, an air ambulance in the USA can cost thousands - something we can cover you for if it's deemed necessary.

What if I choose not to declare all of my medical conditions?

If you choose to declare only some or none of your pre-existing conditions whilst booking your cruise travel insurance, then you are at risk of invalidating your policy. Should you require emergency medical treatment directly related to a condition that you did not declare at the time of booking, we won't be able to provider cover for you.

Visit our medical conditions page.

Find more information about cover for your condition below:

Our policies:

Our cover levels:


Upgrade your policy with extra cover to suit how you like to travel:

Travel insurance advice for your destination whether that's right here in the UK, hopping over to Europe or heading Worldwide