Travel Insurance with Medical Conditions

Get an instant quote!

Join us today for exclusive discounts

Sign up for special offers direct to your inbox

We treat your privacy very seriously!

Travel tips and inspirations for your next adventure
Visit our travel blog or follow us elsewhere...

View, amend or cancel an existing booking / Help and support / Group bookings

Request callback FREE 0800 phone support

FREE phone 0800 093 1900
Mobiles call 01303 816144
Quoting WEB1
Lines open at 8am

Send email hasslefree@holidayextras.com

free if

With increased medical cover and a 24/7 helpline on hand; complete our easy online medical screening to receive an affordable quote.

Finding medical travel insurance

It can be difficult to find cheaper travel insurance with a medical condition, and finding a low-cost provider offering fully comprehensive cover even more so. At Holiday Extras, we know how important a holiday is for the recovery period, a celebration or just some down-time. With this in mind, it is important for us to know your medical history - both past and present - so we can arrange an affordable yet appropriate holiday insurance policy for your medical condition.

It is important to declare all of your existing medical conditions - even if you have been successfully cured for some time - because it can impact on your level of coverage. Failure to do so could invalidate your policy and you will be unable make a claim should anything happen to you.

If you do have a medical condition and aged 75 or under, depending on the nature of your condition we are able to provide a financial safety net on both single trip and annual multi-trip policies:

  • Single trip: financial protection is provided for one trip of up to 45 days. If your holiday exceeds this period - you will not be covered!

  • Annual multi-trip: you are entitled to cover for an unlimited number of trips, each up to the duration of 31 days, across 12 months.

Travel Insurance Quote for Diabetes

  • £15 million medical cover
  • £5,000pp cancellation cover
  • £2,000pp baggage cover
  • Friendly 24/7 UK based helpline
  • UK, Europe & Worldwide cover

£32.67*for one week.

What levels of cover should I be looking for?

Although the levels of cover you are entitled to vary according to your condition, as a general rule, travel insurance comparison sites suggest that you should be looking for at least £2 million to cover medical bills and £2,000 cancellation cover. At Holiday Extras, we can provide that and more. We don’t have a strict standard level of cover for those travelling with a medical condition because we understand how individual your needs are. So to demonstrate, we have an example of a tailored quote by Latitude insurance for a customer with diabetes heading to Spain for one week.

Pre-existing medical conditions

We've created some information pages for a range of conditions that our customers regularly suffer with. If any of these are relevant to you then we recommend you find out more about our travel insurance for medical conditions:

*This travel insurance quote has been based on a 54-year old customer with diabetes travelling to Spain for one week.

Visit our FAQs page for further information and answers to your questions regarding pre-existing conditions and travel insurance.

Who is my policy provider?

Latitude insurance is powered by Holiday Extras, so we get to work closely with the travel insurance experts within the Latitude team to arrange your tailored quotes. They play a big role in providing the best travel insurance with the cheapest additional cover for your medical condition, without compromising on your financial protection.

What does the medical screening involve?

Your medical screening entails a series of questions regarding your medication and any treatment/surgery received or waiting to be received. They will not be prying questions, we won’t be asking for the names of your medication or the type of surgery you’ve undergone, just how many you use and whether you’ve recently been seen for medical treatment. Depending on your condition, you will be asked to complete the medical screening via our online booking system or you may be transferred to our friendly and UK based insurance call centre team.

What if I choose not to declare my medical conditions?

Should you choose to go abroad without any form of travel insurance and require medical attention, unfortunately you will be responsible for the whole bill, which can cost thousands. For example, to be flown back from Australia to the UK via stretcher and helicopter can cost between £15-£20k!

Or if you decide to hold back on some - or all - of your medical conditions and need to make a claim, the initial policy will be rendered invalid and all of your claims may be rejected.

Additional cover

A medical condition doesn't mean you need to miss out and the right travel insurance ensures you're fully covered to try something new. We have cruise cover and a winter sports cover available for an additional fee. These options provide cover for the likes of search and rescue, equipment hire and in the case of hitting the slopes - avalanche cover is also included.

Be sure to check your policy wording to clarify which sports you are covered for. There are a few activities we don't include but, for a small added premium, our call centre team will be able to lend a hand customising your policy.