Starting from £43.25 for 12 months continuous cover across UK, Europe and Worldwide
If you are a frequent traveller embarking on more than two trips throughout the year, then we recommend you invest in an annual travel insurance policy. There are numerous advantages to choosing a broader form of coverage, the most practical being the ease of one single payment rather than a last-minute search for holiday insurance before you step on the plane.
Whether you're planning trips worldwide or a few city-hops around Europe, you can save both time and money by purchasing travel insurance on an annual basis.
End Supplier Failure Cover included
Like all of our policies, our yearly travel insurance comes equipped with end supplier failure cover. As a useful addition to any holiday insurance package, end supplier failure cover provides financial protection should the airline or hotel let you down before or during your travels.
Providing annual cover for your whole household
An annual multi-trip insurance policy acts as the best choice for working couples and families too. As long as everyone covered by the policy lives under the same household address, travelling independently is no problem at all. Whilst you hit the slopes, the rest of the family can soak up the sun of the Greek islands, and you can all relax under full financial cover.
- £10 million* medical cover
- £5,000pp cancellation cover
- £2,000pp baggage cover
- Friendly 24/7 UK based helpline
- UK, Europe & Worldwide cover
Annual multi-trip levels of cover
When finding your multi trip policy, leading travel insurance comparison sites suggest your chosen cover should provide at least £2 million medical cover and £3,000 cancellation cover. Our annual multi-trip travel insurance meets all of the recommended criteria and exceeds in providing the maximum financial protection available, offering £2,000 personal possessions and lost luggage cover, as well as £10 million for medical expenses. Holiday Extras medical insurance also includes cover in case you need to be repatriated back to the UK.
From the moment you receive your annual policy, everyone listed on the policy is fully covered for an unlimited amount of trips, each up to a duration of 23 days, across 12 months.
It's important to know what you are covered for, but it is equally important to know what your cover doesn't include! We have a winter sports cover available, protecting all of your hired ski equipment and providing avalanche cover. So if you are heading to the mountains for ski-season, it might be best to top up your coverage for one additional payment of £8.25 to keep you protected all through the year.
Receiving your annual policy
Looking after your annual policy has never been easier. No matter how many printed policies you lose, there will always be a copy safely stored in your e-mail inbox, so it's important you provide us with a correct e-mail address when booking online. If you'd prefer to receive your travel documents in the post, that can be arranged too by calling our free, friendly UK call centre to speak to one of our team.
Always remember to keep a printed version of your travel insurance policy with you whilst travelling.
Cancelling your annual policy
It is possible to cancel your multi-trip policy within 14 days of making your purchase and in return, we fully refund your payment. If your cancellation falls outside of this duration then it is still possible to cut ties with your annual policy but unfortunately we are unable to provide a refund.
Travelling with a pre-existing medical condition
It can be difficult to find a cheap provider of annual travel insurance whilst suffering with a medical condition. With a potentially higher need for medical assistance whilst abroad, at Holiday Extras it doesn't have to mean a higher price. We work with Latitude insurance to arrange a tailored quote, so we can provide an annual cover policy that is individual to your holiday and your condition. As long as you are aged 85 or under and have disclosed all pre-existing conditions - including the conditions you've successfully defeated- we are more than happy to provide fully comprehensive annual cover, with medical protection of up to 15 million.
*This amount increases to 15million if you have declared medical conditions using our screening process.