Travel Insurance for Spain

Travel advice from the travel insurance experts

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Let's find the fiestas and taste the tapas, and relax knowing you're fully covered for cancellation, baggage and possessions cover with Holiday Extras

Travelling to Spain

Spain is one of the most popular destinations for UK holidaymakers. Whether you're heading for cosmopolitan Barcelona or the history-drenched Basque region, it makes sense to take out holiday insurance before you set off. With our travel insurance for Spain, you'll be protected from the unexpected. We provide cover to protect you against loss of baggage in transit, cancellations, declared medical conditions and unforeseen medical expenses.

Cover for Europe starting from £12.25*

Do I need travel insurance for Spain?

Travel medical insurance for Spain

It's highly recommended to have comprehensive medical cover as part of your travel insurance to Spain.

Although an EHIC card will cover for some necessary medical treatment from public healthcare facilities, it will not cover for private treatment of any kind. This could be potentially problematic, as some hotels may contact private doctors and hospitals in cases of emergency. An EHIC card will only entitle you to a basic level of state healthcare and will not cover you for things like repatriation back to the UK or dental treatment.

For these reasons, we recommend taking out proper European travel insurance with medical cover. Holiday Extras range of annual and single trip policies cover you for emergency treatment - whether private or state run - so you have one less thing to worry about in an emergency.

As well as having proper medical insurance under a dedicated travel insurance policy, it's also wise to have access to adequate funds in the case of an emergency. In some instances, you may need to provide an upfront payment to receive treatment, with the option to claim back at a later date. To make claiming back as easy as possible, it's a good idea to hold on to all receipts and paperwork.

Water sports insurance

Spain is an extremely popular destination for water sports enthusiasts - Tenerife, Fuerteventura and Tarifa being some of the most sought-after surfing locations in the world. If you plan on riding the waves, it's important to make sure you are covered for water sports under your travel insurance policy. With Holiday Extras travel insurance you are covered for a range of water sports activities. Here's a list of some of the activities you are covered for as standard:

  • water polo
  • white water rafting
  • windsurfing/sailboating
  • snorkelling
  • scuba diving (up to 30 meters)

For more information on water sports insurance and the activities covered as standard with our travel insurance policies, visit the water sports insurance page.

In addition to having proper cover for water sports with your travel insurance to Spain, it's also important to get clued up on the beach safety flag system. The Spanish have a system indicating when it's safe to bathe, whether there are jellyfish in the water and whether the life guard is on duty or not. It's highly advised pay attention to the flag warnings, as failing to do so could potentially invalidate your water sports insurance cover.

Outdoor sports insurance

Whether it's hiking up the Sierra Nevada or rafting along the Noguera Pallaresa, there are a ton of outdoor activities to get stuck into. If your holiday to Spain will be an action-packed, white-knuckle adventure, then you'll need to make sure you choose a travel insurance policy that covers you properly. With Holiday Extras travel insurance policy, you are covered for over 100 sports and activities. Just check out our adventure travel insurance page for more information.

If you are planning some more high-risk, extreme sports activities for your holiday in Spain, then you may need to take out an additional premium to cover for the higher risk. Visit our extreme sports insurance page for more information.

Driving in Spain

As well as the usual documentation required for driving a vehicle in most foreign lands (being aged 18 years and older, having a full valid driving license, proof of insurance, proof of ID, proof of ownership) there are a few extra requirements for driving in Spain that you may not have been aware of:

To avoid a hefty on-the-spot fine, you will need to carry:

  • Reflective jackets - although not mandatory to carry, it's advised to have one in the car, as someone walking on the road or hard-shoulder can be fined for not wearing one.
  • Headlamp beam deflectors- depending on your car you may need deflector stickers or have to adjust manually adjust the beam.
  • A warning triangle - this is compulsory in all vehicles of four wheels or more.

Why not discover Spain by rail?

Another way to discover Spain is to hop onto a train and watch the landscape unfold from out you window. Perhaps the cheapest way to do this is by getting yourself an interrail ticket. This handy ticket allows you to travel anywhere in Europe on selected railway and ferry lines. Check out our interrail travel insurance page for more information on interrailing, and how to get the most out of your interrail trip.

Booking your policy

Choosing your policy is quick and easy whether you choose to do so online or via our call centre. Enter your details into the quote form above or simply place a FREE call to our support team. Should you need any help when applying, you can get in touch with our friendly team based at our UK call centre.

Things you'll need to know

Passports and Visas – British citizens do not need a visa to enter Spain. This applies for stays of up to 90 days. You must have your passport with you to travel.

What to pack - Spain has a varied climate, from the continental temperatures inland to hot and dry conditions in the south-east. Research the area you're intending to travel to and plan accordingly.

Travel money

The currency used throughout Spain is the euro. As all of the surrounding countries use the same currency, places to exchange your money may be more difficult to find. Banks and building societies usually offer the best rates.

Places to visit in Spain

  • Pick a coastline. Spain offers the Costa Blanca, Costa Brava, and the Costa del Sol for sand and sunshine.
  • Take out our winter sports insurance and go skiing in the beautiful Sierra Nevada.
  • Do some island hopping. Spain's largest Balearic Islands are Majorca, Minorca and Ibiza, and the Canary Islands include Tenerife, Lanzarote and Gran Canaria.
  • Soak up Spanish passion and excitement at a summer festival. You can pelt the crowds with tomatoes in the Valencia area on the last Wednesday in August, or run with the bulls in Pamplona in mid-July.
  • For a more traditional experience, visit Andalusia. The southernmost area of Spain contains some of the most popular tourist attractions and Renaissance architecture.