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Is a mental health disorder classed as a pre-existing condition?

Both physical and mental health conditions need to be listed as pre-existing conditions when applying for travel insurance as both of these may need treatment when abroad.

Over a third of people have mental health disorders in their lifetimes, and so it is vital to understand how these can affect your travel insurance.

Declaring your mental health condition

Any mental health disorder that you have that needs medicating or affects your everyday life needs to be declared when booking travel insurance. The most common mental health disorders include:

  • Anxiety and Panic Disorders
  • Depression
  • Bipolar Disorder
  • Schizophrenia
  • Obsessive Compulsive Disorder
  • Eating Disorders such as Anorexia and Bulimia
  • Tourettes Syndrome
  • Psychosis

How to declare any pre-existing medical conditions

Declare any pre-existing medical conditions via our discreet online screening process, or alternatively call our friendly kent-based team on 0800 3160 308

Holiday Extras Cover Ltd and Holiday Extras Ltd are authorised and regulated by the Financial Conduct Authority. Holiday Extras Cover Ltd 05058680 and Holiday Extras Ltd 01693250 are registered in England and Wales. Registered address: Ashford Road, Newingreen, Kent CT21 4JF.

Holiday Extras is underwritten by Travel Insurance Facilities plc which is authorised and regulated by the Financial Conduct Authority. Registered address: 2nd Floor, 1 Tower View, Kings Hill, West Malling, Kent, ME19 4UY. Company number 03220410.