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Travel Insurance for Depression
Finding the right standard travel insurance policy can be a tricky business even for someone without medical conditions, let alone for those suffering from depression. Luckily, there is little to worry about when booking travel insurance with Holiday Extras.
Holiday Extras specialist medical insurance team are tasked exclusively with providing the best cover for those seeking travel insurance with pre-existing conditions. When you take out travel insurance as a sufferer of Depression with Holiday Extras, you can be assured of a superior policy, tailored to your needs.
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How do I declare my condition?
Declaring your condition, is a simple matter of completing the brief online screening process. You will be asked a number of questions related to your condition, so we can come up with the best policy for you.
Here is an example of the kinds of questions you can expect to be asked when being screened for Depression:
- Whether you have had any compulsory admissions to hospital for treatment of depression
- How many hospital admissions you have had in the past two year.
- Whether you have been advised to take any medication for your condition.
Though all medical screening can be easily completed online, booking medical travel insurance for some forms of depression, such as Manic depression or Bipolar disorder can only be done through one of our insurance specialists over the phone. If this proves to be the case with your condition, feel free to contact a member of our specialist team on our UK based helpline for friendly, personal assistance in booking your travel insurance policy.
Medical screening takes place online through the quote form above, though if you prefer, this can also be done via our friendly insurance team by calling our UK based landline.
How do we calculate the price of your policy?
To give you an accurate and fair price for your policy, our team of insurance experts take into account a number of factors before giving you a quote.
Level of risk - Our insurers assess the severity of your condition, doing so based on the answers you provide during your screening.
Age - The likelihood of having to make a claim increases generally tends to increase according to the age of the traveller, so this is taken into account when we draw up your policy.
Destination - With some locations, the only suitable healthcare facilities available are privately run, and so cost more. In this case, you may find that the price of your policy is slightly higher to reflect this.
Holiday Extras Depression Travel Insurance
Our travel insurance policies cover all the bases, including medical emergencies, repatriation back the the UK and lost medications to name a few. Complete your medical screening through the form on the top left for your personalised quote.
Do I have to declare anxiety on travel insurance?
In some cases, people suffering with anxiety decide to keep quiet about their condition when taking out a travel insurance policy, fearing that if they reveal the condition, their insurance premium will go up significantly.
If you notice a significant difference in your premium when declaring anxiety, it can be tempting to skip mentioning the condition. After all, what possible connection could there be between breaking a leg and your anxiety? If anything, surely having anxiety should reduce the likelihood of having an accident, as people with anxiety are generally less likely to do things out of their comfort zone?
While these reasonings appear logical, the sad fact is that if you are medically registered as having any mental or physical health condition and you fail to declare this, then you're travel insurance policy is rendered invalid. For this reason, it's always best to declare any medical conditions you have when taking out a travel insurance policy.
With that being said, it can be incredibly frustrating when your anxiety has been stable for a long time, and you know within yourself that it won't present a problem when travelling. That's why it's best to shop around for the right policy, and not just get hung up on a sky-high quote you've received from one insurer.
Tips for travelling with Depression
Bring enough medication - The last thing you'll want to happen is to run out of medication in an unfamiliar country. In many places abroad, certain anti-depressants aren't readily available so make sure you have enough medication to last for at least the whole duration of the trip. If possible, leave a spare bottle of pills with a close friend or relative at home who can mail this to you, should you loose your medication while abroad.
Plan ahead - Make things easier for yourself by planning ahead effectively. If you are travelling between time zones and you know jet lag will be a problem, plan to take a couple of days rest when you arrive at your destination. If possible, try to book accommodation that is easy to get to from the airport, so you can minimize potential causes for stress.
Know your limits - Remember that the whole purpose of a Holiday is to relax and have a good time - don't feel obligated to push yourself unnecessarily. Try to avoid excessive consumption of alcohol while travelling and when at your holiday destination, as this can worsen your already disrupted sleep patterns and contribute to a poor mood.
Don't let other people make you feel bad - The people you are travelling with may not fully understand the nature of your condition, and might make you feel bad when you have to sit out a few activities on particularly bad day. If this happens, remember that you are the one with the condition, and you know how best to deal with it.
Try to set up a regular routine - Whether we realise it or not, our body likes a regular routine. When we go on holiday, our normal routine is usually broken. To combat this, try to create some form of loose routine, by which you get a regular amount of sleep and exercise. These are two factors that will massively contribute to your mood.
Make use of your support networks - This is much easier today than it used to be. Just making a brief Skype or Whatsapp call to a close friend or relative, can really help when you're at a low ebb.
Looking for information regarding a different condition?
Be sure to have a read up on our pre-existing conditions travel insurance.