Cruise Travel Insurance

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Best travel insurance

To book your cruise travel insurance policy with Holiday Extras, simply call to speak to one of our friendly team quoting WY992

Do I need cruise travel insurance?

Whilst booking your cruise remains an exciting prospect, we understand that finding a travel insurance policy that is both cheap and reliable isn't always top of your holiday to-do list. A cruise holiday insurance policy ensures a stress-free holiday at sea. Should the worst happen, you can focus on the important stuff knowing we will be footing the bill.

So let's make this nice and easy - we provide excellent cover to financially safeguard your cruise at an affordable price. We don't compromise your cover levels for lower premiums and we've been awarded "Best Travel Insurance Provider" for the 9th year in a row to prove it!

What do I need to be covered for?

A standard travel insurance policy will ensure you're fully stocked up with cover for a trip abroad including medical costs, lost baggage and unforeseen cancellations. But for a holiday at sea, travel insurance suitable for a cruise is essential.

No matter which level of cover you choose, both of our cruise travel insurance policies include cover for:

  • Missed port departure
  • Cabin confinement - should an illness breakout onboard
  • Unused excursions - so you don't have to face an empty pocket
  • Cruise itinerary change


  • £5 million medical cover
  • £5,000pp cancellation cover
  • £1,500pp baggage cover
  • Friendly 24/7 UK based helpline
  • UK, Europe & Worldwide cover

From £31.09*


  • £5 million medical cover
  • £7,500pp cancellation cover
  • £1,500pp baggage cover
  • Friendly 24/7 UK based helpline
  • UK, Europe & Worldwide cover

From £34.38*

You can increase your cancellation cover to £10,000

Booking your cruise insurance

Free live chat support

Making a booking with Holiday Extras is quick and easy. Call our friendly team at the UK based call centre - it's free and they'll take you through our available cover levels with the whole process completed in one simply payment.

Choosing the right policy level is straightforward but remember that our UK-based call centre is on hand for additional help.

Cruise travel insurance for pre-existing medical conditions

It's important to bear in mind that our policies are sold under the assumption that you do not have a medical condition. If you need to declare a medical condition then you can do so by calling our free helpline to arrange a cruise travel insurance policy with medical conditions. Our team will make sure cruise cover is added to our great value policies for customers travelling with medical conditions.

Policy Excess

Most insurers require a certain amount to be paid for a claim to be considered: this is called the policy excess. The excess on Holiday Extras policies range from around £75-£100, with many sections of our cover requiring no excess at all. If you would prefer to avoid paying the excess for all of the sections of cover, we suggest adding the excess waiver to your policy.

Tips for a successful cruise

Plan your choice of cruise carefully; Cruises can be perfect for all manner of occasions, and your requirements will be different depending on whether you are looking for a romantic escape or a holiday with friends.

Prone to sea sickness? Choosing a central cabin in the lower regions of the ship reduces the noise and motion of the sea, lessening the chance of sea sickness.

Plan your shore excursions in advance Doing so will give you a better understanding of the areas that you visit, and will help you to budget.

Study a map of the ship Cruise liners are often huge. As soon as you get on board, or ideally in advance, familiarise yourself with the ship's layout.

Top cruise destinations

  • Antarctica Home to glacial cliffs and icebergs, Antarctica is completely unique, and beautiful from the sea.
  • Baltic Sea You'll have the chance to visit a diverse range of history-steeped Scandinavian cities, and can even venture to St. Petersburg.
  • Hawaiian Islands For stunning sunshine and green volcanic shorelines, the Hawaiian Islands are perfect.
  • Mediterranean Whether you'd rather cruise the French Riviera or the Spanish Costa del Sol, a Mediterranean cruise will refresh and invigorate you.
  • South Pacific Marvel at amazing scenery and meet the exotic wildlife on shore excursions in Australia and New Zealand.
  • Caribbean From tropical rainforests and paradisean beaches to historic sites and idyllic coastal resorts, the islands of the Caribbean make the perfect place for a cruiser seeking adventure, luxury and culture. Check out our caribbean travel insurance page for more information on how to get the most out of a trip to the islands.

You can visit our HX blog for tips on making the most of your cruise travels. Take a look and find the perfect family-friendly cruise holiday.

*Prices correct as of April 2018

Our policies:

Our cover levels:

Additional cover

Family travel:

You can also visit our Medical Conditions page

Travel insurance advice for your destination whether that's right here in the UK, hopping over to Europe or heading Worldwide