USA Travel Insurance

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Best travel insurance

Delve into the USA with a worldwide travel insurance policy from Holiday Extras for as little as £32.55*

Make sure you're covered with travel insurance for USA

From the iconic cities to the diverse landscapes, the USA needs no introduction. But if you're planning a trip to the land of opportunity it's crucial to have the right travel insurance policy so that you can make the most of it. Our policies offer comprehensive medical cover for any unforeseen illness and we also provide cover for cancellation and lost baggage. Travel insurance for USA helps you to enjoy your trip, without any nagging concerns.

When taking out travel insurance to the USA with Holiday Extras, remember to select worldwide cover option 'including cover to the USA, Canada and the Caribbean for valid cover to the USA.

Choosing your insurance provider

It takes an average of just ten minutes to book your USA travel insurance from Holiday Extras - or seven clicks online. Call centre support is available to guide you through the booking process, so you can get a great value policy quicker than ever before.

If you're a frequent traveller our annual policy is perfect. You'll benefit from the same level of cover offered by the Premium option, and parties on annual policies are not required to travel together. Children up to age 18 go free on all policies when traveling with an adult, and we offer £75 excess on most covers, and £100 excess on medical.

Practical information

Currency - Be sure to stock up on the US dollar before your arrival.

Medical requirements - Healthcare is expensive, so it's important to purchase good travel insurance that covers you for medical expenses abroad.

Visas - Check visa and passport regulations before arranging your trip to the USA, and ensure that you complete all the necessary entry requirements.

British travel tips for visiting the America

Tipping - Whereas in Britain and Europe tipping in not always expected, be warned that this is not the case in the USA. Failing to tip will most likely get you some dirty looks and will mean you probably won't be able to return to that restaurant again. In the USA, if you go to a sit down restaurant, it's expected that you tip at least 15% of the bill if the service was average, and even if something was wrong with the food, you should still tip at least 10%. This is because the hourly wages of servers remains very low so they really depend on the tips to make their living. If something goes wrong in the kitchen, this is not something that should be blamed on the server. The expectation to leave a generous tip is als partly the reason why eating out is relatively cheap in the USA. Tipping is also expected at bars, so if you're ordering a few drinks throughout an evening, just remember to throw in a couple extra dollars here and there as gratuity.

Restaurant freebies - You'll find that most sit-down restaurants will bring you complimentary bread, salad, water or chips without being asked. Feel free to enjoy these, as they are in fact included in the price of your meal unlike in many places in Europe.

Sales taxes - be aware that when you pay for most things in the USA, the price given on the price tag does not reflect the actual cost, as the sales tax is added later at the till. The sales tax is usually between 6-10% of the price of the item. While this shouldn't make too much of a difference when eating out or doing some clothes shopping, it can be a little more stymieing if you're planning to purchase some bigger ticket items or services during your stay in America.

Beware of the parking fines - Whatever you do, don't go over on your parking - you can be charged as much as $88 dollars for being just 2 mins over time!

Don't forget your ID - In America, the legal drinking age is 21 (that goes for both beer and spirits) and if you look under 40, it's likely that you'll be asked for ID. Remember, if you're buying alcohol in a group, everyone will have to be able to produce appropriate ID.

Get proper travel health insurance - Healthcare is notoriously expensive in the US. According to the most recent data available from the Centres for Medicare, the average american spends approximately $9, 596 dollars per year on health care and insurance. Don't think that because you are a visitor you can somehow slip through the net should you receive medical care during your trip...that bill will definitely find you. For this reason, it's always best to have comprehensive travel insurance to cover for any unforeseen medical expenses.

Don't underestimate the size of the US - Remember that the USA is larger than you think...in fact it's larger than the total landmass of all the 27 countries in Europe. For this reason, you'll need to plan your trip carefully. It's more than likely that you simply won't have the countless weeks it would take to travel the length and breadth of the country. It's much better to focus on just one region during your trip like the South-east with places like Atlanta, Savannah and Charleston or the West-coast with L.A, San Francisco and Portland.

What to do in the USA

  • Take a road trip. A drive through red-rock deserts and expansive prairies can give you a different perspective on the USA.
  • The USA is a cultural powerhouse and there's plenty to see, from Jackson Pollock's paintings to Andy Warhol's pop art.
  • Tuck in. Whether you prefer barbequed ribs or fresh lobster, the USA has it all.
  • The Grand Canyon is one of the Seven Natural Wonders of the World, and a truly awe-inspiring sight.
  • Take a wilderness tour in Alaska. You can spot bears and humpback wales, and you could even see the Northern Lights.

*Price based on a traveller aged between 18-65 years with no pre-existing medical conditions, travelling for one week during peak holiday season. Price correct as of April 2018. For the most up to date quote, always use the booking form.