Travelling with a disability? Our insurance team can help with your medical cover
Book online or call our friendly, UK based team and quote "WEB1"
You don't need to pay over the odds for a pre-existing condition. At Holiday Extras, we will give you the disability travel insurance you need at the right price. In the last 24 months we have sold 133,000 policies, making travel easier and cheaper for people who have been turned down for standard holiday insurance. Find out below how our travel insurance for disabled people can help you get your holiday off to a great start.
Why choose Holiday Extras' holiday insurance for disabled people?
There's no reason why organising travel insurance for the disabled has to be stressful or expensive. At Holiday Extras, when you book one of our medical insurance policies you'll get cover for medical emergencies, cancellation and baggage, at a very competitive price. Annual and single-trip policies are available, with options including cruise cover too. It's ideal for family travel, and provides travel insurance for disabled children.
- Award-winning UK based call centre
- Tailored policies for pre-existing conditions
- Up to £10 million for medical cover
- Up to £2 million for personal public liability
- Up 25,000 for legal advise and expenses
- Up to £5000 cancellation cover
How our team can help you book disabled travel insurance
Booking online is nice and easy. By entering your details and declaring your condition, we can guide you through our simple medical screening. It's just a few questions so we can arrange a suitable level of cover and an affordable price, all this means we can offer you the best travel insurance policy.
If you'd prefer to book via telephone, that's no problem at all. Simply call us to speak to one of our friendly team members based in our Kent-based call centre. They'll be happy to assist you throughout the booking process and completing a one-off payment.
No worries if you're delayed
You'll have complete peace of mind when travelling with our holiday insurance for disabled people. You can reach us on the 24-hour emergency helpline; and if your flight is delayed, we can provide cancellation cover. You can read full details here of our pre-existing medical conditions policy and the travel insurance disabled cover available.
Travel insurance for wheelchair users
It can be tricky to predict the exact kind of premiums you can expect when taking out travel insurance as a wheelchair user. This is largely because the premium will be calculated according to the exact nature of your condition, rather than the fact that you have a wheelchair (though this may be a factor that is considered).
It's worth knowing that the majority of insurers will not cover your wheelchair under the personal possessions section of cover, meaning that if your wheelchair is lost or stolen, you won't be able to make a claim through your travel insurance policy. Although airlines may pay towards the cost of a replacement wheelchair if it is lost at the airport, this is usually a very modest some, and will not sufficiently cover the cost of a replacement.
For this reason, it's necessary to have your wheelchair covered under home contents insurance, to avoid having the significant bill that comes with replacing an expensive item like a wheelchair. The same is true of mobility scooters.
Top tips for travelling with a disability
- Before you book anything, make a list of your individual needs then research your possible destinations and accommodation fully to make sure they are suitable.
- See your doctor four to six weeks before you travel to discuss your condition and whether or not you need to complete a Medical Information Form or a Frequent Travellers' Medical Card (FREMEC).
- Organise car hire before you go if you want to hire a car, the Blue Badge Scheme now operates throughout the European Union. You can rent an adapted car in many countries - make sure you discuss your needs and the insurance offered by the car hire company well in advance. And familiarise yourself with the laws of the road and licence requirements in your destination.
- Carry medication in your hand luggage bring enough for your trip, allowing for delays, and keep medicines in the original packaging. Carry a list of your prescribed medicines or ask for a letter from your doctor and check out the latest security and baggage restrictions. It's also worth finding out the names of your medication in the country you're visiting and how you can get medical help while you're away.