Free cover for under 18's*
Booking Interrail travel insurance with Holiday Extras couldn't be easier!
- Select 'Get a Quote' on the booking engine and enter 'Europe' into the 'Country you're travelling to' box.
- Fill in the traveller details
- Choose from either our basic, standard or premium cover options along with any add-ons you may want.
- You're good to go!
What Travel Insurance Do I Need for Interrailing?
With all the options out there, deciding on what sort of travel insurance to take out for your interrailing trip can be confusing, to say the least. Keep in mind a few simple things when choosing a policy, and it shouldn't be too difficult finding the best travel insurance for your interrailing journey.
European or Worldwide?
While it may seem like a no brainer that interrailing around Europe would require 'european travel insurance', you'd be surprised what some insurers class as 'Europe'. For this reason it's always best to check exactly what countries are covered under a European Travel Insurance policy and note whether any of your destination are covered. Outer-lying countries like Turkey and Bulgaria are sometimes not included in European travel insurance policies, and then there's countries like Russia that are so huge, they span two continents! For these reasons, it's always best to check.
Holiday Extras European travel insurance covers all European destinations west of the Ural mountains. This basically means, all countries legally recognised as being part of Europe. When getting a quote with Holiday Extras for European travel insurance, be sure to select 'Yes' if you are travelling to either Spain, Cyprus, Malta, Turkey or Greece, before you hit the 'get a quote' button.
Levels of Cover for Interrail Travel insurance
- Basic cover provides £500 cancellation cover, £2 million for medical costs and baggage cover of £500.
- Standard cover provides £1,000 cancellation cover per person, £5 million for medical costs and baggage cover of £1,500.
- Premium cover offers £5,000 per person for cancellations, £10 million for medical costs and £1,500 of baggage cover.
To decide on the level of cover you want to take out with your interrail travel insurance, you should consider what sort of activities you will be doing, whether you will be bringing any valuable possessions or specialist equipment and what sort of transport you will be using.
Best Travel Insurance For Interrailing?
Holiday Extras take pride in offering premium level protection at an affordable rate. Just take a look at the comparison below to see how well our premium travel insurance policy measures up.
|Policy Details*||Direct Line||Post Office||Holiday Extras|
|Medical Emergency||£10 million||£10 million||£10 million|
|Loss of passport||£500||£350||£300|
|Legal advice and expenses||£50,000||£25,000||£25,000|
|Abandonment after 24hrs||£5,000||£5,000||£5000|
|Personal public liability||£2 million||£2 million||£2 million|
|End supplier failure||£5,000||£5,000||£5,000|
Interrail Travel insurance for high risk activities
You may be planning some exciting, albeit hazardous activities during your holiday. In this case, it's important to arrange for any additional premiums you may need. Our standard and premium level policies cover an extensive range of sports and activities, so you may very well find that you are already covered for your planned activities.
As an interrailler, you should be travelling as lightly as possible, so it's not likely you'll be needing extensive cover for personal possessions. It's a good idea to roughly calculate the total value of those expensive items that are difficult to replace, before buying a policy. This way, you avoid possibly over-insuring yourself. If you do decide to bring any expensive gadgets, we recommend adding gadget cover to your travel insurance policy through the business add-on.
Pre-existing medical conditions
If you have a pre-existing medical condition, don't let this hold you back from applying for travel insurance with us. When booking your travel insurance for interrailing, simply declare any medical conditions you have, and we can tailor a policy suited to your needs.
Using a Plane?
You might be using a plane at some point in your journey, and in this case, make sure your policy covers for missed departures, flight delays and lost baggage as a minimum.
Types of Travel insurance policy
As well as choosing the right level of cover, you need to work out whether you will be needing a single trip or annual multi-trip travel insurance package.
- Single Trip - For most interrailers, this is likely to be the best option. Under the single trip policy, you're covered for one trip of up to 365 days.
- Annual multi-trip travel insurance - If your interrail trip isn't the only holiday you'll be enjoying this year, it may be worth taking out an annual multi-trip policy. With an annual trip travel insurance policy, you'll be insured for multiple holidays during the course of the year. So long as you plan on taking more than two holidays in the year, this option will save you a considerably amount of time and money.
- Group Travel Insurance - If you're taking a few friends on your journey around Europe, it may be worth purchasing group insurance. Doing it this way could result in some significant savings all round.
Most insurers require the claimant to pay a sum of money towards each claim: this is called the policy excess. The excess on Holiday Extras policies range from around £75-£100, with many sections of our cover requiring no excess at all. If you would prefer to avoid paying the excess for all of the sections of cover, we suggest adding the excess waiver to your policy.
*Under 18's travelling with a paying adult receive free comprehensive cover.
*Prices based on 1 person aged 25 with no pre-existing medical conditions, travelling to Europe excl. Spain/Cyprus/Malta from 21/07/18 until 28/07/18. Price correct as of May 2018.
Interrailing Tips and Advice
Get 24 hour Personal Assistance
In the Eurozone? Get a Euro cash card
Using cash and credit cards abroad can be potentially quite expensive. However, for those travelling in the eurozone, purchasing a euro cash card like the Fairfx travel money card, can be a cheap and effective way to pay for things. Often, if you purchase over a certain amount, companies will give you an extra currency for free.
What about outside the Eurozone?
Yep, that's right - if you're travelling outside the eurozone, you're going to need to take the right currency with you. There are currently nine EU countries that use their own unique currency, so travelling to these may present a problem if you only brought euros and euro currency cards. Unless you don't mind carrying large quantities of the local currency with you, there may be no other option than to use your credit card abroad. Depending on your current bank and how much time you have, it could be worth opening an account with a bank offering a card better suited to use abroad. Nationwide offer a range of bank cards for overseas travel, with unlimited, commission free purchases abroad.
Interrail pass loss and theft
For a small charge, most interrail ticket providers will cover for the loss or theft of your pass during your journey. Adding pass loss and theft cover usually means that the interrail company will refund all train tickets purchased after the loss of your pass, up to the remaining value of your pass. So long as you can provide a valid police report obtained within the 24 hours of having lost the pass, along with the original hard copies of the train tickets, you should be able to get your money back.
Keep in mind that in many places, trains will require you to have a pre-booked reservation. These can be surprisingly expensive, so make sure you factor into your budget enough cash for the occasional reservation. Even if it isn't a compulsory requirement, it's always a good idea to make a reservation if possible, as trains can often be heavily overcrowded. You don't want to find yourself squashed uncomfortably in the aisle, or camped outside the toilet for 4 hours with no air-conditioning.
If you decide to take a night train, you should almost always make a reservation if you wish to get any sleep at all. The last thing you'll want on a long haul journey is to be hassled about the carriage looking for unreserved seats, every time a new passenger gets on.
While it may seem spontaneous and romantic to book your accommodation as you go, the appeal of this way of doing things will soon vanish if you fail to give yourself enough time. With such booking sites as airBnB for instance, the owner of the property can easily refuse you without having to give a reason. We advise booking accommodation at least two or three days in advance each time. This way, you'll save yourself a lot of stress!
If you found the tips and insights into under-18's travel insurance useful, then check out our other helpful articles on travelling as an under-18.
- Keeping your things safe when interrailing
- How to meet cool people when interrailing
- How to save money when interrailing
- What to pack for an interrail trip
- What interrail pass should I buy
- How to pick a good hostel
- How does interrailing work?
- Top interrail destinations 2019
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