Thailand Travel Insurance

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Make a memorable trip to Thailand with a great value travel insurance policy starting from just £23.50* to cover your worldwide travel

Advice for visiting Thailand

If you are travelling between 25th and the 29th of October 2017, there will likely be significant disruption to traffic in central Bangkok, due to it being the cremation ceremony of His Majesty King Bhumibol Adulyadej. Expect large crowds of people and road closures - particularly around the areas closest to the ceremony.

Travel insurance for Thailand

There is plenty to do in Thailand, and Holiday Extras’ generous travel cover can help you to make the most of your time in one of the world’s friendliest countries. Whether you choose Bangkok, or a northern city like Chiang Mai, our baggage cover will help you relax during your trip. And if you decide to trek far from the beaten track, all of our travel insurance policies include additional activity cover, and medical cover to ensure that declared pre-existing conditions are less of a hindrance.

Is travel insurance compulsory for Thailand?

There are a number of countries for which travel insurance is mandatory in order to get past border control. These include places like Russia, the USA, Abu dabi, and countries within the Schengen zone. Currently, travel insurance is not a mandatory for entrance into Thailand, however as of January 2017, it has been reported that the Thai government are looking into changing this. There is the possibility in the near future that all international visitors to Thailand will be required to have adequate travel insurance to get into the country.

Choosing your insurance provider

Getting cover for your trip to Thailand need not be expensive or stressful. The three levels of Holiday Extras protection allow you to pick up just the right amount of cover:

  • Basic cover provides £500 of cancellation cover per person, £1 million for medical costs, and £1,500 for baggage.
  • Standard cover includes cancellation costs of £1,000 per person, medical cover of £2 million and baggage cover at £1,500.
  • Premium cover increases your medical protection to £5 million, cancellation cover to £5,000 per person, and offers £1,500 of baggage cover.

Holiday Extras worldwide travel insurance gives you complete peace of mind, with generous excess provided for most covers, including medical expenses. If you plan to make multiple trips our annual policy, with the same level of protection as Classic cover, could be the perfect option, and whichever you select children under 18 will travel free with an adult.

Booking your policy for worldwide travel

Booking is quick and easy, whether you choose to do so online or via our UK call centre. For extra help, our call centre operatives are delighted to oblige, and simply recommending a friend can earn you a ten per cent discount.

Policy Excess

Most insurers require a certain amount to be paid for a claim to be considered: this is called the policy excess. The excess on Holiday Extras policies range from around £75-£100, with many sections of our cover requiring no excess at all. If you would prefer to avoid paying the excess for all of the sections of cover, we suggest adding the excess waiver to your policy.

Advice for trips to Thailand

Visas - Thailand's visa requirements are prone to change, so check the latest rules, and leave plenty of time for your application to go through.

Currency - Thailand trades in the Thai baht. The country is inexpensive to visit thanks to advantageous foreign currency exchanges, but you should still shop around for the best rate in advance.

Health - The World Health Organisation recommends a variety of vaccinations for travel to Thailand, including Typhoid and Rabies. Consult with your GP beforehand to ensure that you have all the inoculations that you need, as our medical cover will not protect you from conditions that you should have been immunised against.

Is Thailand safe?

Thailand is largely a safe place to visit, and exercising a little common sense will keep you out of most trouble. In urban areas like Bangkok and Chiang Mai, there is an active underground drug sex trade run by criminal organisations that generally place little value on human life. Obviously, getting involved in any way with that kind of shady business will come with very high risks, and is generally not a good idea. Steer clear of such activities and you should have no worries.

Bag snatching - again, in the urban areas, bag snatching has been known to happen. Usually the thieves will operate in pairs - one person driving the scooter while the other reaches out and grabs the bag from the unsuspecting victim. If this happens to you, it's best just give up the bag, as the thieves will have no problem dragging you along until the bag strap breaks. Leave valuables like your passport, large sums of cash and bank cards in the hotel safe, and carry your phone and other gadgets in your pocket rather than in your bag.

Using ATMS - It's advised to only use ATMs inside banks or shopping malls, as card-skimming is very common in the tourist hotspots. Wherever possible, stick to using cash over cards, as credit card fraud in certain tourist areas is not uncommon.

Border scams - If you're travelling to Thailand overland from a neighbouring country, then you may encounter people trying to sell you a "VIP" service when crossing the border. This is in fact nothing more than a visa that costs $20-30 more than it should. If you're travelling with a tour bus, sometimes tour bus staff will try to ply you with this scam. The best thing is to refuse and just go through customs on your own.

Tuc-tucs - Tuc tucs are a novel way to travel around the city, but be aware that it's not the cheapest means of travel, and sometimes, drivers in the popular tourist spots will try to scam you. It's always best to agree on a fixed price before getting on the tuc-tuc. Don't be afraid to barter for a cheaper rate as often the first price the driver gives is two or three times higher than it should be.

A common tuc-tuc scam usually occurs when you're enroute to a famous tourist location. You might be on your way to the Grand Palace or the Wat Arun when a tuc tuc driver stops to inform you that the site you're intending to visit is closed for maintenance. He'll then kindly suggest a new destination, to which he's willing to take you, for a fee of course.

In fact, the place you originally wanted to visit is not closed, and the tuc-tuc driver is simply working on a commission basis for the other location he has suggested to you. It's usually best to just politely ignore the suggestion and carry on to wherever it was you originally planned to go.

Accomodation

Thailand is famous as being one of the most affordable holiday destinations in the world, and this is certainly true when it comes to food and accommodation costs.

Just how much you want to spend on accommodation is really down to you. Depending on when you decide, to go, it's possible to get some very good deals on accomodation. If you're travelling on a budget, a private room in a Bangkok hostel can cost as little as £6 per night. These prices however, aren't always advised online and it's only possible to get rooms this cheap by being in the city and booking in person. For this reason, a lot of travellers prefer to book only a couple nights accommodation in advance, and then find these cheap deals on rooms after they have arrived in Thailand.

If you'd prefer to treat yourself to a more luxurious experience, then it's possible to find deals on rooms in 5-star hotels, for as little as £60 per night, during the low season.

Top attractions in Thailand

  • Learn to scuba dive in Ko Tao, an idyllic island in the south of Thailand.
  • Dance on the sands of Ko Pha-Ngan, home to the legendary Full Moon parties - the biggest beach parties in the world.
  • Cook up a storm in Chiang Mai, where secret Thai spices are revealed in abundance.
  • Watch, or even participate in, Muay Thai – a martial art honed on the streets of Bangkok.
  • Ride elephants or bathe in waterfalls during a jungle trek in the Mae Hong Son Province.