Under 18's are entitled to free cover with a paying adult or are covered to travel alone from just £3.49*
Arranging travel insurance is a vital step in ensuring that any trip runs smoothly and safely. For younger travellers journeying independently, getting a high level of protection at a great cost is even more important. With Holiday Extras' under 18s travel insurance, you can count on substantial protection every step of the way. The variety of trip types is vast, so when you book you'll be able to choose a policy that is tailored towards your own plans - including additional cover for hazardous activities, or for those with declared medical conditions.
Under 18's travelling abroad without parents
Holiday Extras offers under 18s FREE holiday insurance when accompanied by an adult. However, we can also provide protection at excellent value for under 18's travelling alone, provided they are dropped off and met by an adult. Be sure to check with your airline as to their policy regarding unaccompanied minors, as the definition can vary depending on who you're flying with.
- £2 million medical cover
- £500 cancellation cover
- £500 baggage cover
- Friendly 24/7 UK based helpline
Travelling with adult
- Up to £10 million medical cover
- Up to £5,000 cancellation cover
- Up to £2,000 baggage cover
- Friendly 24/7 UK based helpline
Under 18s and under 16s who leave booking until the last minute need not worry 60 percent of our customers travel within 14 days of booking their policy. Children with medical conditions can make the most of our specially-tailored medical travel insurance policies, and thrill-seekers can book hazardous activity cover on higher level policies.
How to book
You'll be able to book any of our policies without fuss. You can book your policy online by completing the insurance form above. Or make use of our UK based call centre, it's FREE to call and our team are readily available to discuss any queries and assist with making your booking.
Most insurers require a certain amount to be paid for a claim to be considered: this is called the policy excess. The excess on Holiday Extras policies range from around £75-£100, with many sections of our cover requiring no excess at all. If you would prefer to avoid paying the excess for all of the sections of cover, we suggest adding the excess waiver to your policy.
Tips for under 18 travellers
- Check the law - Laws and customs for people travelling under the age 18 without their parents differ between countries, so be sure to do your research in advance. You'll also have to check the policy of your airline, as many require under 18s to check in with an adult.
- Make copies of all important documents - Having both physical and digital copies of all necessary travel documents from your passport to your contacts list can prevent stress and save time and money if you lose anything.
- Budget well in advance - By researching the currency and general costs of the country you visit, you'll be able to estimate how much you are likely to spend. You can then ensure that you have extra funds available in case any problems occur.
- Protect your Tech - Your phone will probably be your life-line while abroad, so insuring this and any other gadgets against loss and theft is a smart move. Check out our gadget travel insurance page for more information.
Can you travel by yourself at the age of 17?
Most airlines will consider travellers between the ages of 5-12 years old as "unaccompanied minors" and will require a small fee for mandatory supervision of the child, as well as a letter of consent from the parent or responsible adult. Above the age of 12, this is not necessary, unless the parent specifically requests the service. At 17 years of age, it's possible to travel as independently as an adult traveller.
How to save money for travel as a student
As a young person, it's unlikely that you'll have a huge amount of cash coming in each month. Unless you have rich parents who'll pay for your trip, you're going to need to be a bit smart about saving your cash. Here are some top tips for getting together enough funds for that trip of a lifetime.
- Get the right mindset - If you want to realise your saving goals and make your trip happen, then you'll need to have the right attitude. Saving up to travel will mean having to go without some things in the present. Before you splurg on those expensive trainers or a new bag, think about how you could use that same money for something awesome on your trip. Visualising how you'll use your money in the future - perhaps to get into a famous gallery in Europe, or to taste some incredible street food in Asia - can really help you stay motivated to save.
- Cut out unnecessary expenses - As a young person under 18, you're most likely to be living at home with your parents with minimal outgoings. Realise that you're in a unique situation to do some serious saving. Take a look at how you typically spend your money over the course of a month. Where does most of your paycheck go? Could you maybe cut down on the takeaway pizza or the weekly cinema trips? Are there some subscription music or TV streaming services, you could temporarily cancel to save a few pounds each month? Changing your spending habits in small ways will really boost your ability to save money, and reach your goals faster.
- Prospect for extra work - After cutting down your spending, it's worth looking into easy ways to increase your income and super charge your saving efforts. Of course, being under 18 means you have school or college to think about, so picking up an extra shift at the part time job might not be a sensible option. However, if you're smart, there could be opportunities for making some extra dough all around you. Could you baby-sit for a relative? Walk the neighbours' dogs? Picking up easy jobs like these here and there could mean an extra tenner or two in the kitty, with very little effort spent.
- Make your money go further - Unless you truly have your heart set on a particular destination, it's worth considering countries where your home currency is particularly powerful. Places in Asia like Indonesia, Malaysia, Singapore and Thailand may be expensive to get to at first, but once there, food and accommodation prices are incredibly cheap. What's more, these are some of the most beautiful and vibrant cultures in the world.
If you found the tips and insights into under-18's travel insurance useful, then check out our other helpful articles on travelling as an under-18.
- Staying Safe as an Under 18 Travelling Alone
- Top 5 destinations for Solo Under 18 Travellers
- Using Your Electrics Abroad
- How To Save For Your Trip as an Under 18 Solo Traveller
- Is Couch-surfing Recommended for Under-18 Travellers?
- Under 18 solo travelling: Convincing your parents to let you travel
- Can you fly alone under 18 years of age?
*Prices based on traveller aged under 18 years with no pre-existing medical conditions, travelling for one week during peak holiday season. Quote given is correct as of April 2018. Please note that prices are subject to change. For the most up-to-date quote, always use the booking engine.