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Travel Insurance for HIV

Here at Holiday Extras, we appreciate that it can be daunting trying to find travel insurance for a HIV positive diagnosis - which is why we're on a mission to make the experience as effortless as possible.

Our policies are designed to provide comprehensive cover, while keeping your pre-existing medical conditions in mind. Our team are on-hand to help provide a stress-free booking experience.

All policies come equipped with cover for medical emergency expenses, repatriation, and lost medication, as well as cover for cancellation and curtailment.

How do I declare my condition?

Our screening questions have been designed with you in mind. Our straightforward booking process will ease any issues and help you find the right cover for you.

Just pop your details into the engine at the top of the page, and you'll be taken through to the medical screening. From there, you'll be asked a few questions regarding your condition - if you're unsure of any answers, we recommend you check with your doctor for clarification.

To give you an idea of what you'll be asked, we may want to know:

  • In the last 3 months have you started a new antiviral drug or is a new drug planned?
  • What is your latest CD4 count?
  • If you have been on antiviral treatment for more than 3 months, what is your latest viral load?
  • Have you been advised to start or alter antiviral treatment but chosen not to?
  • What is your latest CD4 count?

Why choose Holiday Extras for your HIV travel insurance?

Holiday Extras medical travel insurance is available on single trip and annual policies, in the UK, Europe and worldwide. Specific medical cover for cruises is also available. We cover the majority of pre-existing medical conditions and all conditions will be considered. This includes HIV.

  • - Over 25 years experience selling travel insurance.
  • - Voted best insurance provider 12 years running.
  • - Tailored policies to suit your personal requirements.
  • - Policies with no excess available.
  • - UK-based contact centre and 24/7 helpline.
  • - All medical conditions considered.

Compare medical travel insurance cover levels:

Our travel insurance for pre-existing medical conditions is available at bronze, silver, gold and platinum levels.

Bronze
Silver
Gold
Platinum
Baggage cover
£500
£1,500
£2,000
£2,000
Cancellation cover
£1,000
£2,500
£5,000
£5,000
Medical cover
£5 million
£10 million
£10 million
£10 million
Excess charge
£150
£100
£50
£0
Lost passport
£250
£250
£300
£350
Personal money
£300
£350
£400
£500
Wedding cover
X
X
£1,500
£1,500
Gadget cover
X
X
X
£500

Travelling with HIV

Consult your GP or HIV specialist

It's always advisable to see your GP or specialist before travelling, as they'll be able to advise you on numerous things. This can range from special arrangements you may need on your flight to information on where you're travelling to. Your GP will also be able to provide you with a medical note confirming your medical status, as well as any medications you are currently taking, should you need proof of your condition or need to secure medication whilst abroad.

Do your own independent research

There are some invaluable resources online offering advice for travelling with HIV. Fit For Travel offer great general travel advice, all of which is backed by the NHS. Both Aidsmap and HIVTravel give comprehensive information on any entry restrictions there may be in the destinations you're travelling to.

Pack enough medication for the entirety of your trip

By packing enough medication for the entirety of your trip, you'll eliminate any potential barriers that may occur when trying to secure a prescription abroad.

Translate important medical documents

In countries where English is not widely spoken, you may want to consider taking translated copies of your medical documents to further ease getting a prescription, should you inexplicably run out of medication.

Get necessary vaccines

Travelling to certain countries will require you to get appropriate vaccinations. The Centers of Disease Control and Preventaion state that those with HIV without severe immunosuppresion are subject to the same rules as any other traveller and should be vaccinated as such. Dependant on your CD4 count at the time, you may need booster vaccines before travelling. Your treatment specialist will be able to advise further on this.


Holiday Extras Cover Ltd and Holiday Extras Ltd are authorised and regulated by the Financial Conduct Authority. Holiday Extras Cover Ltd 05058680 and Holiday Extras Ltd 01693250 are registered in England and Wales. Registered address: Ashford Road, Newingreen, Kent CT21 4JF.

Holiday Extras is underwritten by Travel Insurance Facilities plc which is authorised and regulated by the Financial Conduct Authority. Registered address: 2nd Floor, 1 Tower View, Kings Hill, West Malling, Kent, ME19 4UY. Company number 03220410.