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Last updated: 4th March 2020

Coronavirus, Cruise and Travel Insurance

Holiday Extras have created a coronavirus information page that will be regularly updated and will address your queries regarding any affect the coronavirus could have on your travel insurance policy.

What is coronavirus?

COVID-19 is a new strand of coronavirus whose first cases originated from Wuhan, China with reports confirming it came from contact with animals ,affecting many countries across the world. It is an airborne respiratory contagian which displays symptoms such as:

  • Coughing
  • Sneezing
  • Shortness of breath
  • High temperature
  • Breathing difficulty.

Will the coronavirus affect my cruise travel insurance?

If there is an outbreak of coronavirus on your ship and you face a temporary quarantine, with the right cruise travel insurance policy, you will be covered under cabin confinement should you wish to make a claim.

For further information, please consult Holiday Extras' coronavirus guidance page for regular updates.

Diamond Princess cruise ship coronavirus outbreak

One of the most prolific and widely publicised cases of the coronavirus has been the Diamond Princess cruise ship. On 3rd February 2020, the Diamond Princess cruise reported an outbreak of the coronavirus, which had spread to 619 confirmed cases by 20th February 2020. The Diamond Princess cruise ship was docked at Yokohama, Japan under quarantine, but Princess cruise liner has stated that all passengers have disembarked by the 27th February 2020.

As you will be aware, there has been considerable media coverage of the coronavirus which has in turn led to uncertainty within the cruise and travel industry, with some holidaymakers feeling dissuaded by the prospect of international travel. Unless the FCO advises against travel to a specific area or country, your cruise travel insurance policy will remain valid and you can continue with your holiday plans as normal.

How to protect yourself against coronavirus

At this current stage there are no known cures for COVID-19, so to reduce chances of infection you can follow several basic hygeine methods which can easily be incorporated into your day-to-day routine to reduce chances of contracting the virus:

  • Regular hand washing
  • Covering your mouth and nose when coughing and sneezing
  • Thoroughly cooking meat and eggs
  • Avoid close contact with anyone showing symptoms of respiratory illnesses

If you would like to read more information concerning specific symptoms and preventative measures, please consult the World Health Organisation (WHO).

Holiday Extras Cover Ltd and Holiday Extras Ltd are authorised and regulated by the Financial Conduct Authority. Holiday Extras Cover Ltd 05058680 and Holiday Extras Ltd 01693250 are registered in England and Wales. Registered address: Ashford Road, Newingreen, Kent CT21 4JF.

Holiday Extras is underwritten by Travel Insurance Facilities plc which is authorised and regulated by the Financial Conduct Authority. Registered address: 2nd Floor, 1 Tower View, Kings Hill, West Malling, Kent, ME19 4UY. Company number 03220410.