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If you suffer from fibromyalgia and are searching for the right travel insurance for your next adventure, then look no further - book online today or call our insurance experts on 0800 3160 308 and quote WY922!

Travel insurance if you have fibromyalgia

Fibromyalgia, also known as fibromyalgia syndrome (or FMS) causes pain all over the body and, at Holiday Extras, we understand that finding travel insurance cover for your condition is something you would want to do in the most pain-free way possible. If you purchase travel insurance with a medical condition today and declare this pre-existing medical condition we will make sure you’re covered from the start-date of your policy.

Why choose Holiday Extras?

Our fibromyalgia travel insurance offers protection for both our single trip and annual multi-trip travel insurance packages.

Single Trip


  • Cover one trip up to 365 days
  • Up to £10 million medical cover
  • Up to £5,000pp cancellation cover
  • Up to £2,000pp baggage cover
  • 24/7 UK emergency helpline
  • UK, Europe & Worldwide cover

Annual Trip


  • Cover multiple-trips per year
  • Up to £10 million medical cover
  • Up to £5,000pp cancellation cover
  • Up to £2,000pp baggage cover
  • 24/7 UK emergency helpline
  • UK, Europe & Worldwide cover

If you're planning a single trip abroad, then we can provide the comprehensive cover you need for up to 365 days at a time and, with your pre-existing medical conditions declared on your policy, you can travel with the knowledge that Holiday Extras has got you covered. If you're planning two or more trips abroad, then you could purchase an annual multi-trip holiday insurance policy. You will be entitled to travel as many times as you like across 365 days - if each trip doesn't exceed the day limit for the level of cover you have chosen.

Included with either a single trip or annual trip policy are benefits of up to £5,000 if you need to cancel your holiday, up to £2,000 if you lose your luggage or up to £10 million in medical expenses. We can cover you, and everyone included on your policy, for travel in the UK and abroad. You can also add extras to your policy for an added premium; including winter sports cover and additional sports cover. These add-ons cover you for search and rescue, equipment hire and (if hitting the slopes) avalanche cover is also included.

Take the fatigue out of booking

If you are applying online for fibromyalgia travel insurance, then the process is very simple. In order to declare your condition, you will be asked a series of screening and multiple- choice questions, including the following:

  • In the last 2 years, has this condition interfered with your activities of daily living?
  • How many unplanned hospital admissions have you had for this condition in the last 12 months?
  • Do you experience any back and/or neck pain with this condition?

If you declare that you experience back and/or neck pain as a result of a condition, other than fibromyalgia, you will be asked the following questions:

  • In the last 5 years, has the condition affected your ability to wash, dress or feed yourself?
  • Do you take pain relief daily for the condition?
  • Have you had any of these treatments for your back or neck in the last 12 months?
  • Are you awaiting any further scans, injections or surgery for your back or neck?
  • Have you had any unplanned hospital admissions for back or neck problems in the last 2 years?
  • Have you used morphine, MST or prescription skin patches at home in the last 12 months?

Once you have answered our brief set of questions, we can speedily tailor your policy to your particular needs.

Relaxing on holiday with fibromyalgia

How is the cost of your policy calculated?

Your policy will be assessed on the following, by our expert insurance team:

  • Level of risk - Our insurers assess your condition using the answers provided during your online screening or over the phone.
  • Age - The likelihood of a claim being made increases according to the age of the traveller, so this will be considered when applying for your policy.
  • Destination - You may find that the price of your policy is slightly higher to reflect a more risk-prone location.

Travel tips if you’re travelling with fibromyalgia

Travelling abroad with a chronic pain condition can cause conflicting emotions. It’s exciting to think about spending time with the family and in new places, making new memories and having new experiences. However, the change in weather, a new mattress or having to sit for long periods of time, can all complicate your experience and take the joy of a holiday away from you. Unfortunately, even though you are taking time out, your fibromyalgia won’t - so proper management of your condition whilst you’re away is extremely important.

Follow our simple top tips for stress-free travel that allows you to enjoy less hassle and more holiday!

  • Plan your trip - Gather as much research as you can on where you're travelling to. Take a camera and create great memories. Then on your return you can remember all of the happy times.
  • Have all your medication ready - Make sure you have the medications and vitamins you need before you travel so that you don’t get caught short. Find out more about travelling with medication.
  • Prepare for a comfortable night's sleep - You may think bringing an extra pillow or sheet could help. Pack the items you know will make your sleep pattern easier abroad.
  • Don’t be embarrassed to ask for help - You may need a room with a shower only, or a room close to an elevator. Whatever you feel will help - don’t be afraid to ask for it!
  • Don’t seize up - Make sure that if you’re travelling a lot by train or car that you take time out to do your stretches. If you are on a plane, take a walk up the aisle and do some arm or neck stretches. You can wiggle your toes or do stretches in your seat. Just don’t allow yourself to seize up.
  • Get enough sleep - Listen to your body and get the right amount of rest and sleep that you need. Don’t cut short your rest time, use this as your time to relax and enjoy your holiday.
  • Take good care of your feet - Wear a good pair of shoes (flip-flops probably isn’t the best choice). make sure your feet are nice and comfortable when you're walking about.
  • Pick the best foods for you - Try not to be too adventurous with your foods because an upset stomach is the last thing you need. Enjoy your food, but be careful with what you order and be sure to drink lots of water.
  • Pace your adventure - Don’t expect to see everything in a day. Take it at the pace that is best for you and don’t push yourself too hard. Allow yourself plenty of time to truly enjoy your trip.

call experts

Book your fibromyalgia travel insurance policy today online or by calling our UK-based contact centre and with a member of our friendly insurance team on 0800 3160 308 and quoting WY992.


Holiday Extras Ltd is authorised and regulated by the Financial Conduct Authority. Registered address: Ashford Road, Newingreen, Kent CT21 4JF. Company number 01693250.

Holiday Extras is underwritten by Travel Insurance Facilities plc which is authorised and regulated by the Financial Conduct Authority. Registered address: 2nd Floor, 1 Tower View, Kings Hill, West Malling, Kent, ME19 4UY. Company number 03220410.