Holiday Insurance

Types of cover

Whatever your holiday plans, Holiday Extras can provide affordable travel insurance suitable for your needs. Whether you are looking to relax on golden sandy beaches for a fortnight or plan to traverse the globe on an year-long journey of self discovery, our great value, comprehensive cover offers complete protection for the whole duration of your holiday.

Basic Cover

Full cover, just the essentials. Our cheapest level of cover providing essential levels of financial protection for your holiday of the year.

Annual Travel Insurance

Multiple Trips over 12 months. Perfect for the regular traveller, for both business trips and intermittent backpackers alike. Applying the maximum level of financial cover to your unlimited opportunities to travel.

Standard Cover

A comfortable choice. Offering a fully comprehensive policy with an enhanced level of protection.

Premium Cover

Our deluxe cover without the premium price.. Providing the highest levels of financial protection for a single trip.

We want to make sure your policy is kitted out with all of the protection you need. Use our additional cover options to ensure you're fully covered for every item on your itinerary.

Additional Cover

Equip your policy with winter sports cover if you're hitting the slopes, gadget travel insurance to protect your tech and the best cruise travel insurance before setting sail. Whatever the journey, we'll make sure you have the right financial protection you need to suit your trip.

Medical Conditions Travel Insurance

Fully comprehensive cover for your condition. Don't let a higher premium limit your travels - we've got you covered.

Cruise Travel Insurance

Set sail with the right insurance.
Protecting your cruise trip from missed port departure, cabin confinement and unexpected itinerary changes.

Winter Sports Travel Insurance

Brrrilliant prices, just like our cover.
Hit the slopes knowing any injuries and damaged ski equipment are covered.

Business Travel Insurance

Working with peace of mind.
Keeping your laptop, work phone and presentation materials safe.

Golf Travel Insurance

Tee off with the best insurance policy.
Make green fees and lost golf balls the least of your worries. Just focus on that hole-in-one.

Wedding Travel Insurance

Your big day needn't be stressful.
We've got the dress, rings and gifts covered so cue the wedding march!

Gap Year Travel Insurance

Planning the trip of a lifetime?
Stay safe on your ventures volunteering, interning and exploring the globe.

Student Travel Insurance

Financially safeguarding your studies
Everything you need for a safe term abroad including personal possessions cover.

Sports Travel Insurance

Great cover for sport-lovers
We include 100+ sports in all of our policies at no extra cost!

Water Sports Travel Insurance

Make a splash without too much cash
Our policies already include cover for scuba diving, water-skiing and water-polo. Plus loads more!

Excess Waiver Insurance

No Excess to pay before you make a claim
Enjoy complete peace of mind that we'll cover the bill with no need to fork out an Excess.

Remember, you can book your policy online any time or via our UK call centre on "0800 093 1900"

How do I receive my policy?

Your policy will be safely stored in your e-mail inbox, so no need to worry should you lose a print-out version. So, make sure you provide us with the correct e-mail address when booking your policy online.

We can also send your travel insurance policy via the postman, call our free and friendly UK call centre on 0800 977 5171 to arrange your delivery.

What date should I select to start my policy?

If you are embarking on one single trip then select the date your holiday begins. With regard to an annual multi-trip policy, you should be looking to book your policy 30 days in advance.

What is End Supplier Failure cover?

All of our cover includes End Supplier Failure Cover, with Scheduled Airline Failure Cover (SAFI Cover). So, you'll have complete protection if any part of your holiday, including your hotel or airline, goes out of business before your holiday or while you're away.

I have an European Health Insurance Card. Do I need a holiday insurance policy too?

The simple answer is yes, definitely. Whilst your EHIC can ensure you receive medical treatment abroad, it is your travel insurance that financially secures your possessions, baggage and provides cancellation cover.

We have a useful page explaining the importance of your EHIC and how to use it.

Can I request to refund my policy?

Yes, you can refund your premium in full within 14 days of purchase providing you have not claimed or travelled on your policy.

Where can I travel with my holiday insurance policy?

When you complete our simple booking form, you will be asked to select whether you are travelling to:

• Europe inc. UK
• Worldwide inc. USA
• Worldwide exc. USA

Our travel insurance is perfect if you're planning an interrail holiday, and for more info on choosing the right insurance for the job - check out our Interrail travel insurance page.

What if I need to cancel my holiday?

All of our travel insurance policies include cancellation cover should you have to scrap your holiday plans at short notice. It's important to know what circumstances you can and cannot be covered for, visit our holiday cancellation insurance page for more information.

How do I submit a claim upon my return?

First, it is important you check that what you wish to claim is covered by your policy. If so, then simply visit our online claims notification service www.azgatravelclaims.com or call our claims line on 020 8666 9326 to obtain a claims form.

Alternatively, you can write to: Allianz Global Assistance travel insurance claims department, PO Box 1900, Croydon, CR90 9BA

You can also email: [email protected].

For all claims you will need:

• All original journey invoices and travel documents displaying dates and times of your trip.
• The receipts and evidence for all unexpected payments you had to spend and wish to claim back.
• Original bills you are asked to pay.
• Details of the any other insurance policies you have. Such as household or medical insurance.
• Any evidence you might need to support your claim.

Our underwriters

All travel insurance policies with Holiday Extras are underwritten by Allianz Global Assistance. The company is authorised and regulated by the Financial Services Authority.

George Street Croydon Surrey CR9 6HD Corporate tax number 268 80420 18293

What if I choose not to declare my existing medical condition?

In the unfortunate event that you require medical treatment that is anyway related to your undisclosed condition, then all of your claims will be rejected and your travel insurance policy will be rendered invalid.

Bear in mind that medical treatment abroad can cost thousands. For example, an air stretcher back to the UK from Australia can cost between £15-£20k. Be sure to visit our travel insurance with medical conditions page and make a small yet wise investment.

Do you have a backpacker travel insurance policy?

We don't currently offer a policy specifically tailored to backpacking but our single trip and annual travel insurance policies suit how many backpackers choose to travel. On a single trip policy you can explore your destinations for up to 365 days - the perfect year abroad with fully comprehensive cover. Or if you'd prefer to travel intermittently with trips home in between, our annual travel policy means financial cover for unlimited trips across 12 months - just make sure you pop home every 23 days.

Visit our backpacker travel insurance page to find out more!

For even more information and everything you need to know about your travel insurance policy, visit our terms and conditions page.

Holiday Extras' Travel Insurance reviews

Below is a sample of recent reviews from our customers who booked their holiday insurance with us. To read more customer reviews and ratings, visit our Holiday Extras Travel Insurance reviews page.

Our Travel Insurance has an overall rating of 88% by 24524 customers